[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.neonevent.sk\/pozor-na-nebezpecne-pozicky-od-nebankovych-spolocnosti\/#Article","mainEntityOfPage":"https:\/\/www.neonevent.sk\/pozor-na-nebezpecne-pozicky-od-nebankovych-spolocnosti\/","headline":"Pozor na nebezpe\u010dn\u00e9 p\u00f4\u017ei\u010dky od nebankov\u00fdch spolo\u010dnost\u00ed","name":"Pozor na nebezpe\u010dn\u00e9 p\u00f4\u017ei\u010dky od nebankov\u00fdch spolo\u010dnost\u00ed","description":"\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Nebezpe\u010denstvo nebankov\u00fdch p\u00f4\u017ei\u010diek nemus\u00ed by\u0165 pre V\u00e1s len vo vysok\u00fdch \u00farokoch, ale aj v nie \u00faplne zrozumite\u013en\u00fdch inform\u00e1ci\u00e1ch a. ","datePublished":"2017-02-26","dateModified":"2023-04-25","author":{"@type":"Person","@id":"https:\/\/www.neonevent.sk\/author\/#Person","name":"neonevent.sk\n","url":"https:\/\/www.neonevent.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"neonevent.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.neonevent.sk\/wp-content\/uploads\/img_a280231_w2041_t1493231689.jpg","url":"https:\/\/www.neonevent.sk\/wp-content\/uploads\/img_a280231_w2041_t1493231689.jpg","height":0,"width":0},"url":"https:\/\/www.neonevent.sk\/pozor-na-nebezpecne-pozicky-od-nebankovych-spolocnosti\/","about":["Ekonomika"],"wordCount":432,"articleBody":"\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Nebezpe\u010denstvo nebankov\u00fdch p\u00f4\u017ei\u010diek nemus\u00ed by\u0165 pre V\u00e1s len vo vysok\u00fdch \u00farokoch, ale aj v nie \u00faplne zrozumite\u013en\u00fdch inform\u00e1ci\u00e1ch a podmienok, tak vo v\u00fd\u0161ke skryt\u00fdch \u010di neskryt\u00fdch poplatkov.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 V poslednej dobe sa ve\u013emi rozmohlo poskytovanie drobn\u00fdch p\u00f4\u017ei\u010diek na men\u0161ie pe\u0148a\u017en\u00e9 \u010diastky od r\u00f4znych \u00faverov\u00fdch spolo\u010dnost\u00ed, ktor\u00e9 nie s\u00fa bankami. Je potrebn\u00e9 si uvedomi\u0165, \u017ee relat\u00edvne n\u00edzka suma p\u00f4\u017ei\u010dky v\u0161ak nezni\u017euje jej rizikovos\u0165. Pr\u00e1ve naopak, z malej nen\u00e1padnej p\u00f4\u017ei\u010dky sa m\u00f4\u017eu vyk\u013eu\u0165 ve\u013ek\u00e9 dlhy. Na dl\u017en\u00edka tu toti\u017e \u010d\u00edha nieko\u013eko pr\u00e1vnych k\u013eu\u010diek a ustanoven\u00ed, ktor\u00e9 s\u00fa mnohokr\u00e1t \u00fa\u010delovo verite\u013eom nastra\u017een\u00e9 na dl\u017en\u00edka.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Pred \u010derpan\u00edm ve\u013emi \u013eahko dostupn\u00fdch nebankov\u00fdch p\u00f4\u017ei\u010diek je na mieste d\u00f4razne varova\u0165. Riziko \u010dasto nespo\u010d\u00edva v samotnej v\u00fd\u0161ke \u00farokovej sadzby, preto\u017ee u nebankov\u00fdch p\u00f4\u017ei\u010diek si spolo\u010dnosti d\u00e1vaj\u00fa pozor, aby v\u00fd\u0161ka \u00farokov nepresahovala obvykl\u00fa hranicu, ktor\u00e1 by mohla by\u0165 s\u00fadne napadnute\u013en\u00e1. Nebezpe\u010denstvo sa ukr\u00fdva v in\u00fdch pravidl\u00e1ch, podmienkach a poplatkoch, ktor\u00e9 s\u00fa na zmluv\u00e1ch uv\u00e1dzan\u00e9 ve\u013emi mal\u00fdm a mnohokr\u00e1t ne\u010ditate\u013en\u00fdm sp\u00f4sobom. Text b\u00fdva z\u00e1merne komplikovan\u00fd, aby sa v \u0148om dl\u017en\u00edk neorientoval. V takom pr\u00edpade odpor\u00fa\u010dame oslovi\u0165 odborn\u00fa pomoc.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Ve\u013eakr\u00e1t sa spl\u00e1can\u00e1 \u010diastka spl\u00e1ca u\u017e od sam\u00e9ho za\u010diatku a to \u010diasto\u010dne u\u017e z po\u017ei\u010danej sumy.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u010eal\u0161ou d\u00f4le\u017eitou vecou, \u200b\u200bna ktor\u00fa si treba d\u00e1va\u0165 pozor, s\u00fa vysok\u00e9 sankcie za poru\u0161enie povinnost\u00ed dl\u017en\u00edka. Verite\u013e toti\u017e mnohokr\u00e1t nem\u00e1 ani z\u00e1ujem na tom, aby dl\u017en\u00edk v\u010das a riadne spl\u00e1cal. Nepreh\u013eadn\u00e1 zmluva m\u00e1 dl\u017en\u00edka naopak zmias\u0165 a uvies\u0165 do omylu. Potom sa dl\u017en\u00edk dostane do ome\u0161kania a toho vyu\u017eij\u00fa a niekedy dokonca zneu\u017eij\u00fa veritelia k \u00fa\u010dtovaniu ve\u013ek\u00fdch sankci\u00ed a doplatkov.\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Mnoh\u00e9 \u00faverov\u00e9 nebankov\u00e9 spolo\u010dnosti u\u017e vopred po\u010d\u00edtaj\u00fa s v\u00e4\u010d\u0161\u00edm ziskom, ne\u017e predstavuje ich pr\u00edjem v podobe spl\u00e1tok nav\u00fd\u0161en\u00fdch o \u00faroky.\u00a0Preto si dobre rozmyslite, ak\u00fdm d\u00f4vodom je nemo\u017enos\u0165 zohna\u0165 p\u00f4\u017ei\u010dku u be\u017enej bankovej spolo\u010dnosti a tieto d\u00f4vody zv\u00e1\u017ei\u0165, \u010di nie s\u00fa skuto\u010dne opr\u00e1vnen\u00e9 a nep\u00fa\u0161\u0165a\u0165 sa zbyto\u010dne do ekonomick\u00e9ho rizika.                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pozor na nebezpe\u010dn\u00e9 p\u00f4\u017ei\u010dky od nebankov\u00fdch spolo\u010dnost\u00ed","item":"https:\/\/www.neonevent.sk\/pozor-na-nebezpecne-pozicky-od-nebankovych-spolocnosti\/#breadcrumbitem"}]}]